You’re More Than “A Client”
Halwell Dumfries Mutual Insurance Company is a mutual insurer, which means that we do things differently from the large corporate insurers. As a HD Mutual policyholder, you are both a member and an owner of the company. When you need to make a claim, your agent is your advocate, your voice matters, and you will never feel alone. From questions to claims, we do it all in-house.
Hear From Our Policyholders
Why Choose HD Mutual?
You have a voice.
You support your local community.
You speak directly with your agent or broker.
You have coverage you can count on.
Insurance at Your Fingertips
Manage your insurance on the go with the Dumfries Connect app. Get convenient access on your computer, tablet, or mobile phone.
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