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About Us

About Dumfries Mutual

We are a local company who are passionate about meeting the insurance needs of our community – serving the regions of Waterloo, Hamilton, Brant and Wellington. As a mutual insurance company, we are 100% owned by our policyholders, making them our first priority. We generate strong relationships through our exceptional service and quality coverage for auto, property, commercial and liability risks.

Our History

We were founded in May, 1856, in the Village of Roseville – and are proud to be the oldest Ontario farm mutual insurance company. We have grown from strictly writing fire insurance, to now protecting our insureds against property, liability, and automobile losses.

While we constantly grow and advance at Dumfries Mutual, we’ve always maintained our commitment to putting policyholders first. Our team is dedicated to providing superior service, quality coverage and generous community support. You’re more than “a client” at Dumfries after-all… you are an owner of our company! This allows our focus to be on you, rather than on pleasing distant shareholders most interested in profiting for themselves. 

It has truly been our policyholders who’ve made our company successful for over 160 years! We have a proud past, strong present and exciting future in store with you.